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Terms and Conditions

By uploading your bank statement to this platform, you agree to the following terms:

1. Security of Uploaded Files: We take the security of your data seriously. Your uploaded bank statement will be processed securely and will not be stored in our system after the session ends.
2. Temporary Storage: Your bank statement is temporarily held in our system solely for the purpose of processing and extracting data. Once the session is complete, all files will be deleted immediately.
3. Confidentiality: We do not share or disclose any of your personal or financial information to third parties. All data uploaded will be used exclusively for the purpose of the requested service and will not be stored, saved, or retained.
4. No Saving of Files: We do not save or store any uploaded bank statements. Once processing is complete, the bank statement is permanently deleted from our servers.
5. Data Handling: Any data extracted from your bank statement is handled with the highest level of confidentiality and used solely to provide the requested service. We do not use your data for any other purpose.
6. File Retention: All uploaded files are discarded after the processing session is finished. We do not retain copies of your bank statement under any circumstances.

By using this service, you confirm that you understand and agree to these terms.

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Disclaimer

1. No Liability for Data Loss: We are not responsible for any data loss that may occur during the file upload, processing, or download. Although we make every effort to ensure the security of your data, you upload your bank statement at your own risk.
2. Temporary File Storage: Your bank statement is temporarily stored on our servers for processing purposes only. We do not retain any personal or financial data after the processing session is completed.
3. Accuracy of Data: While we take all reasonable measures to ensure the accuracy of the data extracted from your bank statement, we cannot guarantee 100% accuracy. You are advised to verify the extracted information before taking any action based on it.
4. No Sharing of Information: We do not share, sell, or distribute your bank statement or any extracted data to third parties. Your uploaded files are processed privately and securely.
5. Security: We implement industry-standard security protocols to protect your data. However, we do not guarantee that uploaded data will be completely secure, as there are inherent risks with online data transmission.

By uploading your bank statement, you acknowledge that you have read, understood, and agree to the above terms and conditions and disclaimer.

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By subscribing , you enter a contract with SMARTBOOKS CONSOLIDATED LTD for non-transferable, limited access to the software. No refunds for partial periods. SMARTBOOKS CONSOLIDATED LTD may update features or terms with notice. Misuse may lead to suspension. By subscribing, you agree to comply with all applicable terms, policies, and laws.

Who we are

Our website address is: https://smartac.com.ng

Comments

: When visitors leave comments on the site we collect the data shown in the comments form, and also the visitor’s IP address and browser user agent string to help spam detection.

An anonymized string created from your email address (also called a hash) may be provided to the Gravatar service to see if you are using it. The Gravatar service privacy policy is available here: https://automattic.com/privacy/. After approval of your comment, your profile picture is visible to the public in the context of your comment.

Media

If you upload images to the website, you should avoid uploading images with embedded location data (EXIF GPS) included. Visitors to the website can download and extract any location data from images on the website.

Cookies

If you leave a comment on our site you may opt-in to saving your name, email address and website in cookies. These are for your convenience so that you do not have to fill in your details again when you leave another comment. These cookies will last for one year.

If you visit our login page, we will set a temporary cookie to determine if your browser accepts cookies. This cookie contains no personal data and is discarded when you close your browser.

When you log in, we will also set up several cookies to save your login information and your screen display choices. Login cookies last for two days, and screen options cookies last for a year. If you select “Remember Me”, your login will persist for two weeks. If you log out of your account, the login cookies will be removed.

If you edit or publish an article, an additional cookie will be saved in your browser. This cookie includes no personal data and simply indicates the post ID of the article you just edited. It expires after 1 day.

Embedded content from other websites

Articles on this site may include embedded content (e.g. videos, images, articles, etc.). Embedded content from other websites behaves in the exact same way as if the visitor has visited the other website.

These websites may collect data about you, use cookies, embed additional third-party tracking, and monitor your interaction with that embedded content, including tracking your interaction with the embedded content if you have an account and are logged in to that website.

Who we share your data with

If you request a password reset, your IP address will be included in the reset email.

How long we retain your data

If you leave a comment, the comment and its metadata are retained indefinitely. This is so we can recognize and approve any follow-up comments automatically instead of holding them in a moderation queue.

For users that register on our website (if any), we also store the personal information they provide in their user profile. All users can see, edit, or delete their personal information at any time (except they cannot change their username). Website administrators can also see and edit that information.

What rights you have over your data

: If you have an account on this site, or have left comments, you can request to receive an exported file of the personal data we hold about you, including any data you have provided to us. You can also request that we erase any personal data we hold about you. This does not include any data we are obliged to keep for administrative, legal, or security purposes.

Where we send your data

Visitor comments may be checked through an automated spam detection service.

PRIVACY POLICY FOR STATISTICS

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 Privacy Policy

1. Introduction

We are committed to protecting your privacy and ensuring that your personal data is handled in compliance with the Nigeria Data Protection Regulation (NDPR). This Privacy Policy explains how we collect, use, and protect your information when you visit our website.

By using our website, you agree to the terms outlined in this policy.

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2. Information We Collect

a. Automatically Collected Information

When you visit our website, we may automatically collect certain non-personal information including:

• The pages you visit (URLs)
• The date and time of your visit
• The country you are visiting from

This data is used strictly for statistical and analytics purposes and cannot be used to identify you personally.

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b. Geolocation via IP Address

To determine the country of origin for visitor analytics, we use a third-party service: ipinfo.io. When you visit our site:

• Your IP address is temporarily sent to ipinfo.io via a secure HTTPS connection
• The service returns only the country name, which we store
• Your actual IP address is not stored, logged, or retained by our servers

Please review ipinfo.io’s privacy policy for details on how they process this data.

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3. How We Use This Information

We use the collected information for the following purposes:

• To understand and improve how users interact with our website
• To generate anonymized reports about website traffic
• To monitor website performance and detect technical issues
• To support our marketing and business development activities with aggregated, non-identifiable data

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4. Sharing of Information

We do not sell, rent, or share your personal data with any third parties.

We may share aggregated and anonymized statistics (such as total views or country-level traffic) publicly or with business partners for marketing or performance analysis. These reports do not contain any personal data.

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5. Legal Basis for Processing

Our processing of your limited information is based on the following legal grounds under NDPR:

• Legitimate interest – to analyze, secure, and improve our website
• Compliance – to fulfill our obligations under NDPR and other applicable laws

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6. Data Security

We implement appropriate technical and organizational measures to protect your data, including:

• Using HTTPS encryption for all data transfers
• Limiting the scope of data collected and retained
• Not storing IP addresses or any directly identifiable information

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8. Cookies

We do not use cookies for analytics, tracking, or advertising. No cookies are placed by our statistics plugin.

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9. Retention of Data

We do not store IP addresses or personal identifiers. Only anonymized and aggregated data (e.g., total visits per country or page) is retained for statistical reporting.

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10. Changes to This Policy

We may update this Privacy Policy from time to time. Any changes will be posted on this page with an updated effective date.

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11. Contact Us

If you have any questions or concerns about this Privacy Policy or how your data is handled, please contact us at:

Email: [tconceptpro@gmail.com]
Phone: [+2348067922530
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